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Polish Salary Calculator 2026 — Gross to Net

Enter your gross salary and see the exact breakdown of ZUS social contributions, health insurance, PIT income tax, and your net salary. Updated for 2026 rules — 30,000 PLN tax-free amount, new health contribution reform.

Results — monthly

Gross salary
Employee ZUS (13.71%)
Pension 9.76% + disability 1.5% + sickness 2.45%
Health insurance base
Health insurance (9%)
PIT taxable base
PIT tax (12% or 32%)
Net salary
Employer cost:
Employer ZUS contributions
Total employer cost

Indicative calculator. Actual settlement depends on individual situation.