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Polish ZUS Calculator 2026 for JDG (sole proprietors)

Choose ZUS type and see exact breakdown of social, health and labour fund contributions. Updated for 2026 — new flat-rate health contribution reform.

Monthly breakdown

Pension (19.52%)
Disability (8%)
Sickness (2.45%)
Accident (~1.67%)
Labour Fund (2.45%)
Health
Total to ZUS

Indicative calculator. 2026 rates, base aligned with average wage projection.